Here’s how to keep your cash in your pants this Christmas (what did you think I meant??)
The first is to have a fixed budget for each purchase. The second is don’t even think about using credit to buy gifts. Your friends and family don’t want you to burden yourself financially just to get you something. And be sure to grant them the same grace.
But we ARE emotional beings, and a budget is just an intellectual process. So guard your emotions while shopping and avoid being manipulated.
Read these great insights on how retailers assault your senses to entice you to buy, especially at Christmas, and how you can protect yourself.
We all know that Christmas isn’t about money, that the love of money and stuff is the opposite of the Christmas spirit. So don’t be afraid to walk that way. Many others want to as well, but are just waiting for someone to go first.